Insurance is essential and should often be the foundation to any comprehensive financial security plan.
If tragic events like death, disability or critical illness strike, insurance can protect you and your family from undue hardship. Some life insurance policies also provide tax-advantaged savings that you can draw on to achieve goals like buying a house or retiring comfortably.
We have access to a variety of insurance products that can help meet your financial security planning needs. No matter your personal situation—if you’re single or in a family; a professional or a seasonal employee; an executive or small business owner—we will work together to design a customized plan.
In the event of death, life insurance offers surviving family members increased financial security. As a tax-free lump sum payment, it can pay for final expenses and debts, as well as provide income for the deceased’s dependents.
The advantages of life insurance include: An instant estate for your loved ones at a time when funds are most needed, death benefits that are almost always non-taxable for named beneficiaries, and more.
We can help you select coverage from a variety of life insurance options to meet the needs identified in your financial security plan. Contact us today to find out more.
Critical Illness Insurance
Help protect one of your most valuable assets – your income – from unexpected events through critical illness insurance. Suffering a critical illness is distressing for both you and your family. Help ease the burden through insurance that will reduce financial stresses and can complement disability and life insurance protection needs. By helping pay for the additional expenses often associated with a critical illness or condition, insurance offers you, your family, and if applicable, your business, added financial security—so you can focus on recovery.
The advantages of critical illness insurance can include: Coverage for up to 26 critical illnesses or conditions, an initial lump-sum benefit you can use however you wish—from making mortgage payments to seeking medical treatment outside Canada, and more.
Contact us today to determine whether critical illness insurance fits into your financial security plan.
Health and Dental Insurance
Depending on your situation, you may or may not be covered under an employer’s group benefits plan. We can help you choose a health and dental plan that can help cover medical and dental expenses for you and your family. These plans are designed to provide various levels of enhanced healthcare protection, depending on your needs and the stage of life you’re in.
When designing your customize heath and dental insurance package, you can choose from an array of services.
Contact us to find out more about enhanced healthcare and dental protection for you and your loved ones.
Group Health Benefits
In today’s working environment, valued employees are looking for more than financial compensation. They also want an employer who supports their health, and the health of their families.
For this reason, either by itself or paired with group insurance products, consider attracting and retaining employees with group benefit plans. From traditional health and dental benefits to alternative arrangements like employee wellness programs, group auto insurance or flexible work situations, group benefits help make employees more efficient, productive, and happy. Employers also gain tax benefits, such as premiums that are deductible as a business expense in some cases.
Flexible plans offer employers and employees cost-effective, customized ways to address their needs. Choose from an array of benefits like: Extended health and dental care coverage, which includes options like prescription drugs, paramedical services, vision care, out-of-country medical coverage, basic dental work and orthodontics, and more.
Contact us today to learn more about benefits products and services that fit the needs of your business.
building bridges to financial freedom